PhD in Economics with 4 years teaching experience, Certified from Columbia University USA in Economics of Money and Banking. Reviewer and Member of UGC Approved International Journals, Certified from International Monetary Fund in Public Financial Management, Certified from National Research University Higher School of Economics Russia in Business Strategies for Emerging Markets, Certified from World Bank Group in Unlocking Investment in Emerging Markets and Developing Economies, Certified from University of Virginia USA in (Statistics for Researchers: Understanding Mediation, Moderation and Beyond). Certified from The Hong Kong University of Science and Technology in Monetary Policy in Asia Pacific. Certified from World Bank Group in (The Future of Work: Preparing for Disruption). Certified from University of California IRVINE USA in English Academic Listening and Note-Taking Course, Certified from National Institute of Security Management in Mutual Fund Distribution. Certified from British Council in IELTS.