Finance

Finance examines how organizations make investment, funding, and risk-related decisions in dynamic market environments. It studies capital structure, portfolio management, valuation, and financial performance assessment. The discipline incorporates analytical models to support forecasting, planning, and strategic choices. It evaluates financial markets, regulatory frameworks, and fintech innovations. Finance contributes to sustainable value creation and informed decision-making essential for business competitiveness.
Samvakti Journal of Research in Business Management

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Samvakti Journal of Research in Business Management - Finance
Short research paper - Investor’s attitudes towards mutual funds for leisure tourism
Ms. Sonia Gupta , Dr. Bindu Roy
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September 22, 2025
This study investigates investors’ perceptions of mutual funds as a funding source for leisure travel. We collected data from 115 respondents in Delhi using semi – structured questionnaire and convenience sampling. The results show that a...
Samvakti Journal of Research in Business Management - Finance
Short research paper - Mapping the dimensions of integrated reporting disclosure practices: insights from Indian corporates
Mannoj Agarwalaa , Sujit Sikidar
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August 07, 2025
India's corporate reporting system has become increasingly dynamic in response to evolving stakeholder information needs and ongoing legislative changes. Indian enterprises are progressively investing financial resources and expertise to manage and...
Samvakti Journal of Research in Business Management - Finance
Conference Paper - Security, Convenience, and Trust: Critical factors driving consumer preferences in digital payment adoption.
Roja C. K.
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July 23, 2025
As digital payment solutions become a growing phenomenon, factors that influence consumer acceptance have become a critical business and service concern. This article investigates the correlation of three broad influencing factors security,...
Samvakti Journal of Research in Business Management - Finance
Conference Paper - The role of UPI payment applications in driving sustainable practices
Swapna N. S , Saba Khan
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July 22, 2025
The growing adoption of UPI payment applications in India has revolutionized the financial landscape by simplifying daily transactions and encouraging a cashless economy. Grounded in the principles of sustainable development, this research examines...
Samvakti Journal of Research in Business Management - Finance
Article - Greenwashing in financial technology: An examination of the influence of customer trust on consumer loyalty in Nigeria
Mr. Nazifi saleh , Shinki Pandey , Ibrahim A Ibrahim
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July 13, 2025
In previous researches, the connections between customer perception of greenwashing and loyalty have been considered, but many have overlooked the potential mediating effect of customer trust. This particular investigation endeavours to address a...
Samvakti Journal of Research in Business Management - Finance
Conference Paper - Impact of Artificial Intelligence on Rwanda's Educational Sustainability
Ms. Emelyne Uwonkunda , Niyitanga Gilbert Beco
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April 27, 2025
In this century “Artificial intelligence (AI) has been crucial in developing different sectors and the educational sector”. “This study explores the impact of Artificial Intelligence (AI) on education sustainability in Rwanda, using a mixed-methods...
Samvakti Journal of Research in Business Management - Finance
Conference Paper - The impact of exchange rate volatility on international trade (a case study conducted in Pleebo city, Maryland county, Liberia 2020-2025)
James Mikel Harmon
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April 22, 2025
The impact of exchange rates volatility on global trade in Liberia, Liberia is located in West Africa with approximately 5,649,942 population which is equivalent to 0.07% of the total world population according to Worldometer[17] . A little nation...
Samvakti Journal of Research in Business Management - Finance
Conference Paper - An Assessment of the Impact of Scholarship and Financial Aid on International students
Mr. James Mikel Harmon
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April 22, 2025
Education is the key deliberate, systematic, and sustained effort to transmit, provoke or acquire knowledge, values, attitudes, skills or sensibilities as well as any learning that results from the effort[11] (Cremin, Public Education 27). How can...
Samvakti Journal of Research in Business Management - Finance
Conference Paper - Evaluating the Role of Digital Technologies in Strengthening Youth Entrepreneurial Competitiveness: A Case Study of Kalinga University in Raipur City
Mr. Nazifi saleh , Marieta Jagdalla
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April 11, 2025
This study investigates the role of digital technologies in strengthening youth entrepreneurial competitiveness at Kalinga University in Raipur City. A survey method was employed, with respondents drawn from Kalinga University students. Data were...
Samvakti Journal of Research in Business Management - Finance
Conference Paper - A study on assessing the impact of CSR under Environmental, Social and Governance(ESG) criteria on corporate financial performance – Lohia Group Guwahati
N. Priya , Rahul Tiwary
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March 19, 2025
India’s Environmental, Social and governance (ECG) criteria is playing a crucial part India’s Environment, Social and Governance (ESG) criteria is playing a crucial part in corporate performance. ESG factors enhance reputation, brand, financial...

Pages

Samvakti Journal of Research in Business Management - Finance
Short research paper - Mapping the dimensions of integrated reporting disclosure practices: insights from Indian corporates
Mannoj Agarwalaa , Sujit Sikidar
Download PDF
August 07, 2025
India's corporate reporting system has become increasingly dynamic in response to evolving stakeholder information needs and ongoing legislative changes. Indian enterprises are progressively investing financial resources and expertise to manage and...
Samvakti Journal of Research in Business Management - Finance
Conference Paper - A study on assessing the impact of CSR under Environmental, Social and Governance(ESG) criteria on corporate financial performance – Lohia Group Guwahati
N. Priya , Rahul Tiwary
Download PDF
March 19, 2025
India’s Environmental, Social and governance (ECG) criteria is playing a crucial part India’s Environment, Social and Governance (ESG) criteria is playing a crucial part in corporate performance. ESG factors enhance reputation, brand, financial...
Samvakti Journal of Research in Business Management - Finance
Article - THE BANKRUPTCY TREND OF INDIAN COMPANIES: UNDERSTANDING THE SIGNIFICANCE OF RISK ASSESSMENT MODELS
Prof. Prajakta Khule
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October 16, 2023
The purpose of this paper is to advance and evaluate bankruptcy prediction models utilising multiple discriminant examination, regression investigation, and neural networks analysis for Indian enumerated firms. As a result, financial ratios are used...
Samvakti Journal of Research in Business Management - Finance
Conference Paper - The role of UPI payment applications in driving sustainable practices
Swapna N. S , Saba Khan
Download PDF
July 22, 2025
The growing adoption of UPI payment applications in India has revolutionized the financial landscape by simplifying daily transactions and encouraging a cashless economy. Grounded in the principles of sustainable development, this research examines...
Samvakti Journal of Research in Business Management - Finance
Conference Paper - The impact of exchange rate volatility on international trade (a case study conducted in Pleebo city, Maryland county, Liberia 2020-2025)
James Mikel Harmon
Download PDF
April 22, 2025
The impact of exchange rates volatility on global trade in Liberia, Liberia is located in West Africa with approximately 5,649,942 population which is equivalent to 0.07% of the total world population according to Worldometer[17] . A little nation...
Samvakti Journal of Research in Business Management - Finance
Short research paper - Investor’s attitudes towards mutual funds for leisure tourism
Ms. Sonia Gupta , Dr. Bindu Roy
Download PDF
September 22, 2025
This study investigates investors’ perceptions of mutual funds as a funding source for leisure travel. We collected data from 115 respondents in Delhi using semi – structured questionnaire and convenience sampling. The results show that a...
Samvakti Journal of Research in Business Management - Finance
Conference Paper - Security, Convenience, and Trust: Critical factors driving consumer preferences in digital payment adoption.
Roja C. K.
Download PDF
July 23, 2025
As digital payment solutions become a growing phenomenon, factors that influence consumer acceptance have become a critical business and service concern. This article investigates the correlation of three broad influencing factors security,...
Samvakti Journal of Research in Business Management - Finance
Conference Paper - An Assessment of the Impact of Scholarship and Financial Aid on International students
Mr. James Mikel Harmon
Download PDF
April 22, 2025
Education is the key deliberate, systematic, and sustained effort to transmit, provoke or acquire knowledge, values, attitudes, skills or sensibilities as well as any learning that results from the effort[11] (Cremin, Public Education 27). How can...
Samvakti Journal of Research in Business Management - Finance
Article - Greenwashing in financial technology: An examination of the influence of customer trust on consumer loyalty in Nigeria
Mr. Nazifi saleh , Shinki Pandey , Ibrahim A Ibrahim
Download PDF
July 13, 2025
In previous researches, the connections between customer perception of greenwashing and loyalty have been considered, but many have overlooked the potential mediating effect of customer trust. This particular investigation endeavours to address a...
Samvakti Journal of Research in Business Management - Finance
Conference Paper - Impact of Artificial Intelligence on Rwanda's Educational Sustainability
Ms. Emelyne Uwonkunda , Niyitanga Gilbert Beco
Download PDF
April 27, 2025
In this century “Artificial intelligence (AI) has been crucial in developing different sectors and the educational sector”. “This study explores the impact of Artificial Intelligence (AI) on education sustainability in Rwanda, using a mixed-methods...
Samvakti Journal of Research in Business Management - Finance
Conference Paper - Evaluating the Role of Digital Technologies in Strengthening Youth Entrepreneurial Competitiveness: A Case Study of Kalinga University in Raipur City
Mr. Nazifi saleh , Marieta Jagdalla
Download PDF
April 11, 2025
This study investigates the role of digital technologies in strengthening youth entrepreneurial competitiveness at Kalinga University in Raipur City. A survey method was employed, with respondents drawn from Kalinga University students. Data were...

Pages

Samvakti Journal of Research in Business Management - Finance
Conference Paper - A study on assessing the impact of CSR under Environmental, Social and Governance(ESG) criteria on corporate financial performance – Lohia Group Guwahati
N. Priya , Rahul Tiwary
Download PDF
March 19, 2025
India’s Environmental, Social and governance (ECG) criteria is playing a crucial part India’s Environment, Social and Governance (ESG) criteria is playing a crucial part in corporate performance. ESG factors enhance reputation, brand, financial...
Samvakti Journal of Research in Business Management - Finance
Article - THE BANKRUPTCY TREND OF INDIAN COMPANIES: UNDERSTANDING THE SIGNIFICANCE OF RISK ASSESSMENT MODELS
Prof. Prajakta Khule
Download PDF
October 16, 2023
The purpose of this paper is to advance and evaluate bankruptcy prediction models utilising multiple discriminant examination, regression investigation, and neural networks analysis for Indian enumerated firms. As a result, financial ratios are used...
Samvakti Journal of Research in Business Management - Finance
Short research paper - Investor’s attitudes towards mutual funds for leisure tourism
Ms. Sonia Gupta , Dr. Bindu Roy
Download PDF
September 22, 2025
This study investigates investors’ perceptions of mutual funds as a funding source for leisure travel. We collected data from 115 respondents in Delhi using semi – structured questionnaire and convenience sampling. The results show that a...
Samvakti Journal of Research in Business Management - Finance
Conference Paper - The impact of exchange rate volatility on international trade (a case study conducted in Pleebo city, Maryland county, Liberia 2020-2025)
James Mikel Harmon
Download PDF
April 22, 2025
The impact of exchange rates volatility on global trade in Liberia, Liberia is located in West Africa with approximately 5,649,942 population which is equivalent to 0.07% of the total world population according to Worldometer[17] . A little nation...
Samvakti Journal of Research in Business Management - Finance
Conference Paper - The role of UPI payment applications in driving sustainable practices
Swapna N. S , Saba Khan
Download PDF
July 22, 2025
The growing adoption of UPI payment applications in India has revolutionized the financial landscape by simplifying daily transactions and encouraging a cashless economy. Grounded in the principles of sustainable development, this research examines...
Samvakti Journal of Research in Business Management - Finance
Conference Paper - An Assessment of the Impact of Scholarship and Financial Aid on International students
Mr. James Mikel Harmon
Download PDF
April 22, 2025
Education is the key deliberate, systematic, and sustained effort to transmit, provoke or acquire knowledge, values, attitudes, skills or sensibilities as well as any learning that results from the effort[11] (Cremin, Public Education 27). How can...
Samvakti Journal of Research in Business Management - Finance
Short research paper - Mapping the dimensions of integrated reporting disclosure practices: insights from Indian corporates
Mannoj Agarwalaa , Sujit Sikidar
Download PDF
August 07, 2025
India's corporate reporting system has become increasingly dynamic in response to evolving stakeholder information needs and ongoing legislative changes. Indian enterprises are progressively investing financial resources and expertise to manage and...
Samvakti Journal of Research in Business Management - Finance
Conference Paper - Impact of Artificial Intelligence on Rwanda's Educational Sustainability
Ms. Emelyne Uwonkunda , Niyitanga Gilbert Beco
Download PDF
April 27, 2025
In this century “Artificial intelligence (AI) has been crucial in developing different sectors and the educational sector”. “This study explores the impact of Artificial Intelligence (AI) on education sustainability in Rwanda, using a mixed-methods...
Samvakti Journal of Research in Business Management - Finance
Conference Paper - Security, Convenience, and Trust: Critical factors driving consumer preferences in digital payment adoption.
Roja C. K.
Download PDF
July 23, 2025
As digital payment solutions become a growing phenomenon, factors that influence consumer acceptance have become a critical business and service concern. This article investigates the correlation of three broad influencing factors security,...
Samvakti Journal of Research in Business Management - Finance
Conference Paper - Evaluating the Role of Digital Technologies in Strengthening Youth Entrepreneurial Competitiveness: A Case Study of Kalinga University in Raipur City
Mr. Nazifi saleh , Marieta Jagdalla
Download PDF
April 11, 2025
This study investigates the role of digital technologies in strengthening youth entrepreneurial competitiveness at Kalinga University in Raipur City. A survey method was employed, with respondents drawn from Kalinga University students. Data were...
Samvakti Journal of Research in Business Management - Finance
Article - Greenwashing in financial technology: An examination of the influence of customer trust on consumer loyalty in Nigeria
Mr. Nazifi saleh , Shinki Pandey , Ibrahim A Ibrahim
Download PDF
July 13, 2025
In previous researches, the connections between customer perception of greenwashing and loyalty have been considered, but many have overlooked the potential mediating effect of customer trust. This particular investigation endeavours to address a...

Pages

Members of Editorial Board

Dr. Degu Kefale Chanie
Debre Markos University
Debre Markos , Ethiopia
Member Since: Wed, 13th November 2024
Dr. Kiran Jadhav
Bharatiya Vidya Bhavan
Member Since: Wed, 25th March 2020
Dr. Santhosh kumar
Cochin University of Science and Technology
Kochi , India
Member Since: Tue, 14th July 2020
Dr. Vinay Kandpal
Dehradun , India
Member Since: Fri, 01st May 2020

Members of Reviewer Board

Dr. Priya Makhija
CMS - Jain University
Bangalore , India
Member Since: Sun, 08th March 2020
Ms. Nausheen Parkar
Swayam Siddhi Mitra Sangh's degree college
Bhiwandi , India
Member Since: Thu, 25th June 2020
Dr. SILKY Gupta
SBBS University
Member Since: Fri, 24th April 2020
Dr. Deepika Saxena
Jagan Institute of Management Studies
New Delhi , India
Member Since: Thu, 21st January 2021
Prof. Dr. Navneet Joshi
Jagan Institute of Management Studies
New Delhi , India
Member Since: Mon, 10th March 2025
Dr. Bala murugan
St Josephs College of Engineering OMR Chennai
Chennai , India
Member Since: Thu, 19th March 2020
Ms. Richika Kedia
The Assam Royal Global University
Guwahati , India
Member Since: Mon, 10th March 2025